Contributor: Dave McConkie

In December 2008 my neighbor, who was turning 60, announced that his 401(k) was struggling and he was getting very nervous about his ability to retire. I asked how diversified his portfolio is, expecting to hear something along the lines of 50% stocks, 40% bonds and 10% cash. His response shocked me: “I currently have 100% of my 401(k) in a REIT Index Fund.”... read more