Contributor: David Morgan

The noise created by the flood of new regulations proposed for the global capital markets, plus the resulting storm of debate, continues to grow louder. I’ve been participating as a technology supplier – but also as a bank depositor, retail investor and pension fund holder. I ask myself how the changes are going to help me: after all, some of the regulatory initiatives - notably MiFID 2 - have the interests of the retail investor as central principles. But as currently framed, I fear that few of the proposals will hit this target, and I wonder whether it’s time for a radical rethink.... read more